Orlando Car Accident Lawyers
Car crashes happen every day on Orlando’s busy streets and highways. From the congestion on I-4 and SR 408 to the crowded intersections near tourist corridors and residential neighborhoods, a moment of inattention can cause lasting harm. At Orlando Accident Attorneys, we help people pick up the pieces after serious auto accidents by standing up to insurance companies and pursuing the full compensation they deserve.
Our firm was built to provide hands-on, personal representation to accident victims. Clients don’t get passed off to case managers. Instead, they work directly with an attorney who listens, explains, and fights for them at every stage. Our Orlando car accident lawyers combine that concierge-level service with the experience and determination needed to take on powerful insurance companies that routinely try to undervalue car accident claims.
Florida’s No-Fault System and PIP Coverage
Florida is one of the few states that follows a “no-fault” system for car accidents. Under this system, your own insurance, specifically your Personal Injury Protection (PIP), pays for your medical bills and certain lost wages regardless of who caused the crash. However, PIP coverage is extremely limited. It typically provides up to $10,000 in medical and disability benefits, but only if you seek medical treatment within 14 days of the accident and were diagnosed with an emergency medical condition. Only 80% of medical expenses and 60% of lost wages are covered; no compensation for pain, suffering, or emotional distress is covered.
These limits leave many accident victims struggling to pay bills and make ends meet, especially when injuries are severe or long-term. That’s where our attorneys come in. We evaluate every case to determine whether you have the right to file a claim outside of PIP, which is a crucial step that can greatly increase your recovery. Florida law allows you to pursue a claim against the at-fault driver if your injuries meet certain thresholds. You may have a case outside of PIP if your accident caused any of the following:
- Significant and permanent loss of an important bodily function
- Permanent injury
- Significant and permanent scarring or disfigurement
- Death (wrongful death claims for family members)
When these criteria are met, you can pursue compensation for pain and suffering, emotional distress, future medical care, and other damages not covered by PIP.
Our attorneys carefully document medical findings, work with treating physicians, and build a strong case to show that your injuries qualify under Florida’s legal thresholds. We handle all communications with the insurance companies and push for the full measure of damages available under the law.
Dealing With Insurance Companies
After a crash, the insurance adjuster’s friendly tone can be misleading, so beware. Their job isn’t to help you; it’s to save the company money. They might suggest that your injuries aren’t serious, pressure you to give a recorded statement that makes it look like you were partly responsible, or offer a quick settlement before you understand the full extent of your damages.
At Orlando Accident Attorneys, we know these tactics well. We take over communications with the insurance companies immediately to protect your rights. We collect evidence such as police reports, witness statements, photographs, and medical records to build a complete picture of what happened. When necessary, we bring in accident reconstruction specialists and medical experts to strengthen your claim.
Our approach is strategic, detailed, and relentless. We don’t let insurance companies delay or deny legitimate claims. We start from day one preparing every case as if it’s going to trial. That’s how we negotiate from a position of strength, ready to go to trial and win if necessary.
Proving Fault in Orlando Car Accidents
Even though Florida is a no-fault state, fault still matters in serious injury cases that go beyond PIP. Our firm investigates to prove liability and hold negligent drivers accountable for their actions. Common causes of car accidents in Orlando include:
- Distracted driving (including texting or using mobile apps)
- Speeding and reckless driving
- Drunk or drug-impaired driving
- Failing to yield or running red lights
- Fatigue or drowsy driving
We know what it takes to prove negligence and establish causation under Florida law. Our lawyers handle everything from negotiating with insurers to litigating in court if the other side refuses to offer fair compensation.
Serving Clients Across Orlando
Orlando’s diverse neighborhoods and surrounding communities all face similar risks of serious traffic collisions. Our firm proudly represents clients throughout the region, from the heart of downtown to the suburban and resort areas beyond. We serve clients in:
- Audubon Park
- Baldwin Park
- Celebration
- College Park
- Dr. Phillips
- Lake Nona
- Oviedo
- Thornton Park
- Winter Garden
- Winter Park
- Winter Springs
as well as communities throughout Orange, Seminole, and Osceola counties. Wherever your crash occurred, we’re ready to meet with you, gather evidence, and start building your case for recovery.
Why Choose Orlando Accident Attorneys
Every car accident case we take receives the attention it deserves. Our lawyers personally handle each claim, staying in close contact with clients and keeping them informed throughout the process. We understand that you’re not just another file number. You’re a person whose life has been disrupted, who deserves justice and respect.
Our combination of personal service and trial experience allows us to achieve meaningful results for our clients. We prepare every case meticulously, negotiate confidently, and aren’t afraid to take the case to court if that’s what it takes to obtain fair compensation.
When you work with us, you can expect prompt responses, honest advice, and tireless advocacy — the foundation of the boutique-level service we provide to every client.
Frequently Asked Questions
1. How long do I have to file a car accident claim in Florida?
Florida’s statute of limitations for car accident claims is generally two years from the date of the crash, and wrongful death claims must be filed within two years from the date of death. Prompt action helps protect evidence and strengthens your case.
2. What should I do immediately after a car accident?
Seek medical attention right away and report the accident to the police. Avoid making statements to insurance adjusters and contact a lawyer as soon as possible to preserve your rights.
3. What if I was partially at fault for the accident?
Florida follows a modified comparative negligence rule. This means you can still recover damages even if you were 50% or less responsible, but your compensation will be reduced by your percentage of fault.
4. How does PIP coverage work if I’m a passenger or pedestrian?
If you are covered by your own auto insurance policy, your PIP applies first. If not, coverage may come from the vehicle owner’s policy or another applicable policy under Florida’s “priority of coverage” rules. Our lawyers can help you determine the correct source of benefits.
5. Do I need a lawyer for a car accident claim if the insurance company already made an offer?
Yes. Initial settlement offers are often far below what your case is worth. An experienced attorney can assess your injuries, calculate your long-term damages, and negotiate for the compensation you truly deserve.
Call Now for a Free Consultation
If you’ve been injured in a car accident in Orlando, don’t try to face the insurance companies on your own. Call Orlando Accident Attorneys today for a free consultation. We’ll listen to your story, explain your options, and fight to make sure you receive the compensation you deserve. With our personal service and proven experience, you can focus on recovery while we handle the rest.