Orlando Uber Accident Lawyers
Being involved in an Uber accident in Orlando can be a disorienting and overwhelming experience. Whether you’re a passenger, another driver, or a pedestrian, understanding your rights and the complex layers of rideshare insurance coverage is crucial. Our Orlando Uber accident lawyers understand the intricacies and challenges of Uber accident claims, ensuring that victims receive the compensation they deserve.
The Complexity of Uber Accident Claims in Florida
Florida’s status as a no-fault insurance state adds layers of complexity to accident claims. In such states, individuals typically file claims with their own insurance providers, regardless of fault. Negligence (fault) claims are permissible for serious injuries, but when rideshare companies like Uber are involved, determining liability can become intricate. Uber’s insurance coverage varies depending on the driver’s status at the time of the accident, which can significantly impact the outcome of a claim.
Uber provides different levels of insurance coverage based on the driver’s activity status:
- Offline and Not Using the App: When a driver is not logged into the Uber app, their personal auto insurance is the primary coverage, and they are personally liable for serious injuries that result from an accident they cause. This includes $10,000 in PIP and $10,000 for property damage liability. Only vehicles registered as taxis must have bodily injury liability coverage. Uber’s liability does not apply in this scenario.
- App On, Waiting for a Ride Request: When the driver is logged into the app but hasn’t accepted a ride request, Uber provides contingent liability coverage. This includes up to $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 for property damage.
- Ride Accepted, En Route to Pick Up Passenger: When the driver has accepted a ride request and is en route to pick up the passenger, Uber’s liability coverage increases greatly. It includes up to $1 million in liability coverage and $1 million in uninsured/underinsured motorist coverage.
- Passenger in the Car: While the passenger is in the car, Uber’s liability coverage remains at $1 million for third-party liability and uninsured/underinsured motorist coverage. Additionally, Uber provides contingent comprehensive and collision coverage, subject to a $2,500 deductible.
These varying levels of coverage can complicate the claims process, especially when determining which insurance applies and to what extent.
Common Injuries in Uber Accidents
Accidents involving Uber vehicles can result in a wide range of injuries, from minor to severe. Common injuries include:
- Whiplash and neck injuries
- Back and spinal cord injuries
- Fractures and broken bones
- Head injuries, including concussions
- Soft tissue injuries
- Psychological trauma, such as PTSD
The severity of these injuries can lead to significant medical expenses, lost wages, and long-term rehabilitation needs. Determining the appropriate party to hold accountable is essential for securing fair compensation.
Steps to Take After an Uber Accident in Orlando
If you’re involved in an Uber accident in Orlando, taking the following steps can help protect your rights:
- Seek Medical Attention: Even if injuries seem minor, it’s important to consult a healthcare professional. Some injuries may not be immediately apparent.
- Report the Accident: Contact the police to file an accident report. This document is crucial for any legal proceedings.
- Gather Information: Collect details from all parties involved, including names, contact information, and insurance details. If possible, take photographs of the scene and any damage.
- Notify Uber: Report the incident to Uber through their app or website. They may initiate their own investigation.
- Consult an Attorney: Engage with a lawyer experienced in rideshare accident claims. They can help navigate the complexities of the case and ensure your rights are protected.
The Role of an Experienced Uber Accident Lawyer
The legal aspects of an Uber accident can be challenging to deal with. An experienced attorney can assist with investigating the accident, determining the cause of the accident and identifying all liable parties. They can also take the lead in negotiating with insurance companies, dealing expertly with insurance providers to secure fair compensation. If necessary, your lawyer will take legal action, including representing you in court, to ensure you receive the compensation you’re entitled to.
At Orlando Accident Attorneys, we handle Uber accident cases throughout Orlando. Our team is dedicated to advocating for victims and ensuring they receive the compensation they deserve.
Frequently Asked Questions
1. What should I do immediately after an Uber accident?
Prioritize your safety and well-being. Seek medical attention, report the accident to the police, gather information from all parties involved, and consult with an attorney experienced in rideshare accidents.
2. How do I know which insurance applies to my accident?
The applicable insurance depends on the driver’s status at the time of the accident. An attorney can help determine which insurance coverage applies to your specific situation.
3. Can I file a claim if the Uber driver was at fault?
Yes, if the Uber driver was at fault, you may be entitled to compensation through Uber’s liability coverage or the driver’s personal insurance, depending on the circumstances.
4. What if the Uber driver was not logged into the app?
If the driver was not logged into the app, Uber’s insurance does not apply. In this case, the negligent driver’s personal auto insurance would be the primary coverage.
5. How long do I have to file a claim after an Uber accident?
In Florida, the statute of limitations for personal injury claims is typically two years from the date of the accident. However, it’s advisable to consult with an attorney promptly to ensure all deadlines are met.
Contact Orlando Accident Attorneys for Help After a Hit-and-Run
If you’ve been involved in an Uber accident in Orlando, it’s essential to understand your rights and the complexities of rideshare insurance coverage. At Orlando Accident Attorneys, we are committed to guiding victims through such incidents and securing the compensation they deserve. Contact us today for a free consultation and let us help you on the path to recovery.