Injured as an Uber Passenger in Florida? Here’s What To Know
Ubers are everywhere in Florida. Whether you are catching a flight, grabbing dinner downtown, or heading home after a late night, Uber makes things easy. But when a crash happens, most passengers aren’t sure who’s supposed to pay for their medical bills, lost wages, and other damages.
If you get hurt while riding in an Uber, knowing your rights can make a big difference, not just for your recovery, but for your financial future as well.
Who Covers Your Costs After a Florida Uber Crash?
After a rideshare accident, the first question is always: “Who pays for my damages?” Generally, the coverage you get depends on what the driver was doing at the time of the crash.
Once the driver has accepted a ride or picked up a passenger, Uber usually offers up to $1 million in liability coverage. This can help cover injuries to passengers, pedestrians, cyclists, and people in other cars.
But determining which insurance applies isn’t always straightforward. You might be dealing with Uber’s insurance, the driver’s personal policy, and maybe another driver’s insurance, too.
Florida’s No-Fault Insurance Basics
Florida uses a no-fault insurance system. After an accident, injured passengers first use their own Personal Injury Protection (PIP) insurance for medical costs and lost wages. But many rideshare accidents are serious enough that PIP doesn’t cover everything.
If your injuries go beyond PIP’s basic limits, you can pursue extra compensation from whoever was at fault through a personal injury claim. That could include compensation for past medical bills, future treatment, pain and suffering, and lost income.
Common Injuries From Uber Accidents
Rideshare crashes can lead to passengers sustaining a wide range of injuries, including:
- Neck injuries
- Broken bones
- Traumatic brain injuries
- Back and spinal cord issues
- Internal injuries
- Emotional trauma
Sometimes an injury seems minor at first, but gets worse later. Ensure you get checked out by a doctor right after the accident. This is crucial not just for your health but also for protecting your claim.
What To Do Right After the Accident
If you’re injured while riding in an Uber, here are some important steps to take;
- Call 911 and report the crash
- Get medical attention right away
- Take screenshots of your trip details in the app
- Take photos at the accident scene if you can
- Gather information from witnesses and insurance details from the driver(s)
- Don’t give recorded statements to insurance adjusters until you talk to a lawyer
Insurance companies are always looking for ways to pay less. So taking the right steps after your accident can make a significant difference in your case.
How a Lawyer Can Help
Rideshare claims are complicated. There’s usually more than one insurance policy involved, and several parties. A Florida car accident attorney can investigate the accident, identify all available insurance coverage, negotiate with insurers, and fight for the compensation you deserve for your injuries and damages.
Disclaimer: This article is for informational purposes only. It is not legal advice. Laws are always changing, and every case is different. For advice about your specific situation, consult a qualified attorney.
Contact Us for Legal Help
If you’ve been hurt as an Uber passenger in Florida, contact our skilled Orlando Uber accident attorneys at Orlando Accident Attorneys to learn about your rights. We can help you determine your options and make sure you get the support you need.