What To Do After a Car Accident in Florida (Step-By-Step Guide)
Being involved in a car accident can be shocking and stressful, especially when injuries or damage occur. In the moments after the collision, you may wonder exactly what you should do. The choices you make can affect your health, safety, and your ability to recover compensation. In Florida, there are specific rules about reporting accidents, seeking medical care, and handling insurance claims, so knowing the proper steps can make a huge difference in your claim. Let’s explore the steps you should take to protect yourself and your rights after a car accident in Florida.
1. Check for Injuries and Call 911
The first thing you should do is prioritize your safety. Check yourself and anyone else involved for injuries. If someone is hurt, unconscious, or in severe pain, call 911 immediately. According to Florida law, you are required to contact law enforcement if an accident involves injuries, death, or at least $500 in property damage.
Even in minor crashes, calling the police is always recommended. The police typically prepare a report that can serve as key evidence if liability or damages are disputed later. If you can, move your vehicle out of oncoming traffic, but if not, stay put and wait for help. When calling for help, stick to the facts such as the location of the accident, your name, and avoid speculating about fault.
2. Document the Scene
Gathering evidence after a car accident is crucial. You can use your phone or camera to take clear photos of:
- Vehicle damage
- Road conditions, skid marks, and traffic signals
- Visible injuries
- License plates
If there are witnesses, ask for their names and contact details. Detailed documentation can strengthen your car accident claim if there’s a dispute over what happened or who’s liable.
3. Exchange Information
Next, collect information from the other driver. This may include:
- Full name, address, and phone number
- Driver’s license and license plate numbers
- Insurance company details and policy number
Consider also gathering contact details from other drivers who witnessed the accident, even if they weren’t involved. Their testimony can be valuable during negotiations or a trial.
4. Seek Prompt Medical Care
Even if you feel fine or believe you suffered minor injuries, seek medical attention immediately. Some injuries, like concussions, internal injuries, and whiplash, can take time to manifest. Additionally, Florida’s PIP insurance requires that you seek treatment within 14 days of the accident to access benefits. Prompt medical care is critical to protect your health and claim.
5. Notify Your Insurance Company
Report the accident to your insurer, sticking strictly to the facts. Never exaggerate or misrepresent details, as doing this can lead to your claim being denied or a low settlement. And don’t admit fault.
6. Keep Records
Maintain organized copies of all accident-related documents, including accident reports, medical records, repair estimates, and correspondence with insurance companies. This can help your claim be processed much faster and help prove your losses.
7. Consult a Florida Car Accident Lawyer
An experienced car accident lawyer can guide you through the claims process, handle communications with insurers, obtain and preserve crucial evidence, evaluate the actual value of your claim, and protect you from making mistakes that could reduce your compensation.
Contact an Orlando Accident Attorney
If you or a loved one has been injured in a car accident in Florida, contact our trusted Orlando car accident lawyers at Orlando Accident Attorneys today to schedule a consultation.
Source:
leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0316/Sections/0316.065.html