Understanding Liability in Uber or Lyft Accidents in Florida
Determining who’s at fault in an Uber or Lyft accident can be tough. These accidents usually involve several parties, complicated insurance policies, and unique legal rules. It’s really important to understand how liability works in these cases to protect your chances of getting compensated.
Why Rideshare Accident Liability Is More Complicated
In a typical accident, determining fault usually comes down to which driver acted negligently. In the case of rideshare accidents, though, liability depends heavily on the Uber or Lyft driver’s status at the time of the crash.
Various parties may share the blame after an Uber or Lyft accident, including:
- The rideshare driver
- Another driver who was involved in the accident
- The rideshare company itself
- The injured party
Florida follows a modified comparative negligence system, meaning that fault can be apportioned among several parties. This can directly affect the amount of compensation an injured individual can claim.
The Rideshare Driver’s Role in Liability
If the rideshare driver was responsible for the accident, they can be liable for damages. Just like any other driver, they have to drive their vehicle safely. However, the driver’s personal responsibility is only one part of the puzzle. What really matters is whether they were on the job when the accident happened, since that dictates which insurance policy applies.
Insurance Coverage for Uber and Lyft Accidents
Florida law requires rideshare companies to provide insurance coverage, but the extent of this coverage varies based on the driver’s status in the app.
App Off
If they were not logged into the app, only their personal auto insurance applies. Uber or Lyft provides no coverage in this situation.
App On
When the driver is logged in but hasn’t accepted a ride, they are covered, but only to a limited extent. Typically, coverage includes up to $50,000 per person for injuries, $100,000 per accident, and $25,000 for property damage.
En Route or During a Trip
When a ride is accepted or a passenger is in the vehicle, coverage can reach up to $1 million in liability protection. Additional coverage for uninsured or underinsured motorists may also be available.
Understanding these distinctions is crucial as they have a direct impact on the amount of compensation you may recover after a crash.
When Another Driver Is at Fault
Not every rideshare accident is the fault of Uber or Lyft drivers. If another motorist is responsible for the collision, that driver’s insurance is typically the main source of compensation. However, if the at-fault driver lacks adequate insurance, Uber or Lyft’s uninsured/underinsured motorist coverage may apply.
Can Uber or Lyft Be Held Liable?
Usually, you cannot hold a rideshare company directly liable after an accident since drivers who work for these companies are considered independent contractors. However, there are times when a rideshare company could be held accountable. For instance, if you can prove that the driver was negligently hired, you might be able to hold the company responsible. That said, these cases can become quite complex and often require substantial evidence to proceed.
Disclaimer: This article is for informational purposes only and does not constitute legal advice. For guidance on your specific situation, consult a qualified Florida personal injury attorney.
Contact Us for Legal Help
If you’ve suffered injuries in an Uber or Lyft accident in Florida, contact a skilled Orlando car accident lawyer at Orlando Accident Attorneys today to understand your rights and for help determining liability and pursuing the compensation you deserve.
Source:
leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0768/Sections/0768.81.html